Card Present Payments
Accept cards in person with a TWPayz terminal — two solutions to suit every business type
Card present (CP) means the customer's card is physically used at the point of sale — either tapped, inserted, or swiped on a TWPayz terminal. All card present payments are processed at your agreed merchant rates and settled the next working day.
TWPayz offers two terminal solutions. Your Account Manager will confirm which is right for your business at the time of onboarding.
🖼 DEVICE PHOTOCastle S4 — clean product shot on white background, no third-party branding
Which Terminal Do You Have?
| PAX A920 Pro | Castle S4 | |
|---|---|---|
| Form factor | Portable handheld terminal | Countertop smart terminal |
| Best for | Tableside service, hospitality, delivery, pop-ups, market stalls | Fixed retail counter, high-volume, multi-staff environments |
| Connectivity | 4G/SIM + Wi-Fi | Wi-Fi + Ethernet + Bluetooth |
| Built-in printer | Yes | Yes |
| Contactless / NFC | Yes | Yes |
| Apple Pay / Google Pay | Yes | Yes |
| Pre-authorisation | No | Yes |
| MOTO (phone orders) | No | Yes (permission required) |
| Gratuity / tip prompts | No | Yes (permission required) |
| Split billing | No | Yes |
| End-of-day reports | No | Yes |
Dynamic Currency Conversion (DCC) is not available on TWPayz terminal products. If you process a high volume of international cards and are interested in DCC, contact your Account Manager to discuss options.
Accepted Payment Methods (Both Terminals)
- Contactless: card or mobile wallet tapped on NFC zone — for transactions under the contactless limit
- Chip & PIN: card inserted into chip slot, customer enters PIN — for all amounts
- Apple Pay & Google Pay: phone or watch held over NFC zone
- Magnetic swipe: available as fallback for older cards without a chip
Supported Card Brands
Visa Mastercard American Express Apple Pay Google Pay
American Express is processed on a separate Merchant ID (MID). Your Account Manager will confirm whether Amex is enabled on your account.